T-RIZE has adopted Chainlink infrastructure for onchain proof of insurance within its Kairos Digital Loan Notes programme, bringing independently verifiable insurance-coverage data to a tokenized private-credit product on Canton Network.
The Kairos Digital Loan Notes programme is backed by a diversified portfolio of UK litigation-finance receivables. Through the integration, authorized participants can verify the digital representation of insurance coverage linked to their tokenized investment, reducing reliance on paper-based documentation and counterparty confirmations.
The framework begins with Talisman Insurance, which remains the source of truth for the underlying coverage information. Coverage records are converted into structured digital representations and placed in a secure registry. Those records are then aggregated into a Merkle tree, creating a cryptographic fingerprint of the full coverage registry that is anchored on Canton Network.
Chainlink’s decentralized oracle network retrieves and publishes the registry state as a signed, verifiable Data Stream. Authorized participants can then confirm that a specific coverage record is included in the registry using Chainlink verification tools and Merkle-based proofs, without exposing sensitive information onchain.
The announcement describes the implementation as the first independently verifiable insurance-coverage data solution within a tokenized financial product on Canton. It also extends the relationship between Chainlink infrastructure and Canton Network, where Chainlink services including Data Streams, SmartData, Proof of Reserve, and CCIP are already live.
For institutional tokenization, the significance is practical. Insurance coverage and performance bond documentation often still depend on bilateral processes, intermediaries, and manual reconciliation. By making coverage data independently auditable through onchain infrastructure, T-RIZE is expanding the operational layer around tokenized private credit beyond issuance and settlement.
The development comes as T-RIZE builds out a broader tokenization pipeline. The company has secured more than $2 billion in MOUs and onboarding agreements across private credit, real estate, and structured financial products, including a $500 million digital bond programme on Canton Network and a $300 million real estate tokenization initiative in Canada.
